Alright, let’s talk about something that’s easy to ignore but super important—retirement income. Don’t worry, this isn’t a boring lecture. It’s more like a chat over coffee, where I casually remind you not to let future-you struggle with money. Let’s dive in.
Blog categorized as Retirement Planning Basics
Alright, let’s chat about something super important for your retirement: healthcare. I know, I know—insurance isn’t exactly a thrilling topic, but hear me out. If you’re a federal employee, you’ve probably been rocking your FEHB (Federal Employees Health Benefits) plan for years. And when Medicare c...
Alright, let’s be real for a second—thinking about retirement feels weird when you’re busy living your life. Like, how are we supposed to worry about something decades away when we’ve got bills to pay, shows to binge, and that mysterious “adulting” thing to figure out?
But here’s the deal: star...
Alright, let’s be real—retirement planning can feel like one of those “I’ll deal with it later” things. It’s overwhelming, confusing, and a little scary. But here’s the good news: there are some amazing tools and resources out there that can make it way easier. Think of th...
So, you’re getting closer to retirement, huh?
First of all, congrats. Seriously, you’ve earned this. But let’s get down to the big question on your mind: What benefits can you take with you when you finally retire? It’s a good question, and honestly, the answer can make or break your retirement...
Alright, let’s talk about the High-3 salary, because if you’re a federal employee, this is one of the most important numbers in your retirement plan. And no, it’s not some secret government code—it’s actually pretty simple. The High-3 is the average of your three highest-paid years of service.
...
Alright, let’s talk about FERS and CSRS—two retirement plans that sound like government acronyms (because, well, they are) but actually decide how you’re going to live your best retired life. If you’ve ever wondered what makes these plans different, you’re not alone. And honestly? It’s not as compli...
What are the Key Steps to Start Planning for Retirement as a Federal or State Employee?
By Jeff Gill
Alright, let’s talk about something we all know is coming, but most of us would rather put off—retirement planning. Yeah, it sounds like one of those things you’ll “get to eventually,” like cleaning out the garage. But trust me, it’s worth tackling sooner rather than later. So, let’s grab a cup of c...
Okay, let’s make this simple because retirement talk doesn’t have to feel like reading a textbook. If you work for the federal government, FERS is your retirement plan. It’s like a financial safety net that says, “Hey, we’ve got your back when you’re ready to call it a career.”
Here’s the deal: FERS ...
