Oh, jumping into the world of health insurance post-retirement can feel a bit like trying to solve a Rubik's Cube, blindfolded, right? Especially when you're wading through the options available to federal retirees. Let’s untangle that mess together.
Hanging Onto FEHB
First off, if you’ve been around ...
Maximizing your TSP contributions before retirement is one of the smartest moves you can make, but let’s be real—it’s not always clear how to do it. If you’ve ever stared at your TSP account and thought, “Am I doing this right?” you’re not alone. Don’t worry, we’ll break it down into easy steps. No ...
Let’s talk about life insurance—something no one really likes to think about, but we all know is important. If you’re a federal retiree, you probably have some questions about how the Federal Employees' Group Life Insurance (FEGLI) program works once you leave the workforce. Don’t worry, we’ll break...
“So, how do you even get your retirement benefits when you’re done working?” you ask, leaning back in your chair. It’s a good question, and honestly, a pretty common one. Federal retirement benefits can feel like a mystery box until you actually start the process. But don’t worry—I’ll walk you throu...
Retirement might feel like it’s light-years away, or maybe it’s creeping up so fast you’re wondering where the time went. Either way, if you’re a federal employee under FERS (Federal Employees Retirement System) or CSRS (Civil Service Retirement System), knowing when you can retire isn’t just useful...
By Jeff Gill
Life is messy, isn’t it? One minute, everything’s smooth sailing, and the next, you’re adding a new baby to the family or finalizing a divorce. That’s when it hits you—"When was the last time I checked who I’ve listed as my beneficiary?" It’s not glamorous, but keeping those designations u...
Let’s be honest—updating your retirement account beneficiaries probably isn’t at the top of your to-do list. It’s one of those things that feels “set it and forget it.” But life happens, and things change. Keeping those records up to date is one of the easiest and most important ways to make sure yo...
Looking at your retirement plans, and you’re wondering, “How does this TSP matching thing really work?” It’s not just free money (though it kind of is); it’s a major boost to your savings if you’re a FERS employee. Let’s break it down in plain, simple terms.
First things first: i...
By Jeff Gill
So, you’re sitting across from me, coffee in hand, and you casually ask, "Do I still need dental and vision insurance now that I’m retired?" My answer? Absolutely. Just because you’re not in the office anymore doesn’t mean your teeth and eyes take a break. And that’s where FEDVIP—the Feder...
