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What are the Key Steps to Start Planning for Retirement as a Federal or State Employee?

Alright, let’s talk about something we all know is coming, but most of us would rather put off—retirement planning. Yeah, it sounds like one of those things you’ll “get to eventually,” like cleaning out the garage. But trust me, it’s worth tackling sooner rather than later. So, let’s grab a cup of c...

What is the Federal Employees Retirement System (FERS), and How Does it Work?

Okay, let’s make this simple because retirement talk doesn’t have to feel like reading a textbook. If you work for the federal government, FERS is your retirement plan. It’s like a financial safety net that says, “Hey, we’ve got your back when you’re ready to call it a career.”


Here’s the deal: FERS ...